Christmas and credit cards are a deadly mix for many. How can you avoid overspending at this time of year? Most people have probably thought about saving for Christmas, however, most of them have thought of it too late already. Christmas as always been around the corner since it happens every year and it is no longer a surprise, thus, it is really important to save and plan for it ahead of time.
But have you ever thought on how fast Christmas has arrived? It is also noticeable that as time goes by and as we all get older, it seems like Christmas gets arrives quicker. Knowing that it is a tough part to everyone to give gifts during Christmas season, it is important to share your thoughts about this to everyone else.
Here are a few… Rather than feeling pressured to buy separate gifts for each family member suggest that everyone brings one gift to the family dinner.
One tip on buying a gift for an individual member is by limiting the price of the gift and give it a little bit of excitement by adding a hint on whom the gift must belong. In order for everyone to bring home a gift, the gift can be drawn randomly, in that way, everyone will enjoy the gift giving. Apart from the fun that the gift giving will give, it will also show who is the luckiest member of the family. Who doesn’t like the surprise of a lucky dip? The potential of each family member to save for a gift is also very important to feel the true spirit of surprise and gift giving.
Drawing a name of each family member in a hat in order to know on whom the gift will be given is also one way of gift giving this Holiday. Do not forget to put a limited valued price on the amount that will be spent. This way you can still be personal with what you get the family member. Club together and each member puts $5 to $10 towards something special for your grandmother, mother or chosen person. This way you can get something really special without spending a lot of money. Do you get reward points on your credit cards? Cash some in for gifts at no cost to you. Christmas may seem to feel as though it’s all about crowds, gifts, shopping, and stress, but remember that time with family and friends doesn’t cost anything.